What’s in an online name? Back then all we had was im names and domain names. There was no value in im names, the more mysterious the better; but domain names were super valuable. Now, Usernames, nametags, hashtags, cashtags whatever you call it are more popular. …

Hubris P1 I cut someone short during a meeting recently . It was the second time I was doing it. I have utmost respect for this individual. …

Infrastructure to identify and verify users of digital tools. — Digital financial services in Africa has taken off — agency banking, lending, payments, crypto. Fintech funding in Africa grew faster than any other region globally in 2021, reaching a total of $3.3. billion, according to private equity firm Partech. However, identity issues hamper success and growth for these players. Regulation…

The case for chasing after likes. We like likes. We like to get them. Because it makes us feel good, just like a rising stock or a inflow alert. The concept was made popular by Facebook’s growth team who utimately hacked human behavior and our need to be liked or…

Nigeria is trying to curtail local dollar demand and keep the naira strong. This makes sense on the surface. If the naira loses value against the dollar, local goods and services may become super expensive and the poorest 90% will suffer. Nigeria wants to control the flow of its money and has decided to create the e-Naira. Wonderful initiative as this would make it easy to move to the dollar. Perfect example of being on the verge of being roasted, yet you pour fuel on yourself. The folks at CBN are smart, I’ll like to think. Truth is, governance is hard.

It’s hard to innovate for end consumers when there’s lack of enabling infrastructure. If one gets an opportunity to create enabling infrastructure, you should probably not use it to serve consumers directly. Or at least not forever. Become the AWS of that space. Migrate from B2C to B2B2C. Create APIs. This is noble, selfless and more-so will make your company far more profitable than you imagine.

It’s quite common to hear repeat founders say they decided to work on a problem based on a problem they had while working on their former startup. Not sure if I will be working on anything after Moneymie, so thought to share some problems I’ve seen/experienced so far while building…

I just want to change the world, period.

If I were CBN The current FX/crypto situation in Nigeria is not new. Regulations go from ideas — execution in hours/days leaving little to no room for proper analysis and post-event scenario building. As always, they are iron-fisted, as that’s how democracy works down here. Don’t get me wrong. Iron-fisted…